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PCCU Owned ATMīs
We now own 6 ATMīs. PCCU members can use our Debit or ATM cards fee free at all 6 of of our ATMs.
ATMīs at our branches:
-Downtown-inside lobby - 1351 E. Jefferson, Detroit(Just east of Rivard)
-Westland-Outside front wall of building- 37250 Ford Road, Westland(1 block east of Newburg)
-Southfield-Drive up ATM- 25123 Southfield Road, Southfield(1 block north of 10 Mile Road)
Facility access required to use these 3 ATMīs:
-Fort Street Distribution Center (Third floor)
-Bulk Mail Center, Allen Park (cafeteria entrance)
-Royal Oak PD&C,Troy (cafeteria)
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Surcharge Free ATMīs
An ATM "surcharge" is when the ATM owner charges a fee to a card user from another financial institution.
Unfortunately, the credit union cannot prevent other financial institutions from surcharging our members. However, we have provided our members with access to one of the largest surcharge-free ATM networks in the world, the Co-Op Network. All machines that show the Co-Op Network logo  are surcharge free. For a listing of these no surcharge ATMīs, click here.
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Network ATMīs
You can use any ATM with a NYCE network logo. Through reciprocal network agreements, you can use virtually any networked ATM in the world. For a listing of NYCE ATMīs, click here.
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ATM Fees
The ATM fees you pay will depend on your account relationship with the credit union.
5-STAR members receive 6 free ATM transactions each month and pay $1.00 for each transaction thereafter.
3-STAR members receive 4 free ATM transactions each month and pay $1.00 for each transaction thereafter.
1-STAR members pay $2.00 per ATM transaction.
Please note that you may still be charged a "surcharge" by the ATM owner (see above for a listing of surcharge-free ATMīs)
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ATM "Tricks"
Need to get funds from an account that the ATM wonīt let you access? Need a loan advance or need to make a loan payment at an ATM?
Many ATM machines will give you access to only your regular savings account and your checking account. However, you can still use the conveneince of an ATM machine as a key part of your transaction. Hereīs How:
Get Cash at an ATM from your Priority Money Market Account. Most ATMīs will not give you direct access to your Priority Money Market account. So, before you go to the ATM, transfer funds from your Priority Money Market Account to your regular savings or checking account on Express Teller or PC Home Banking. Then make the withdrawal from savings or checking at the ATM.
Get cash through a loan advance at an ATM. Most ATMīs will not give you direct access to your Personal Line of Credit or Home Equity Line of Credit. So, before you go to the ATM, advance funds from your line of credit into your regular savings or checking account on Express Teller or PC Home Banking. Then make the withdrawal from savings or checking at the ATM.
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| Surcharge Free ATMīs
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